NRA: Individual Marketplace



Restaurant owners are very aware of costs. That's why UnitedHealthcare has some plans especially for small businesses.

UnitedHealthcare provides access to a suite of specialty benefits products, including dental, vision, life and disability. NRA members may save up to 5 percent on rates for these specialty benefits.* This potential savings is in addition to all other discounts, including those offered through UnitedHealthcare’s bundling benefits programs.

Hybrid Plans

Combine the best of copay plans with the best of high-deductible plans: lower premiums, simple copayments for office visits, and a built-in medical credit to help pay for your everyday health care—before the deductible.

Health Savings Account (HSA) Plans

A high-deductible health plan with an HSA has the following advantages over traditional health plans:

  • Costs less than more "traditional" copayment plans
  • Employer HSA contributions may be tax-advantaged
  • Employee contributions are tax-deductible
  • Distributions for qualified medical expenses are tax-free
  • Interest and investment earnings are tax-free
  • HSA savings build year after year—no "use it or lose it"
  • Portable, goes with employees wherever they go

Copay Plans

Traditional health insurance, similar to plans offered by larger employers: copayments for routine doctor visits, lower deductibles, higher premiums.

To find the best insurance plan for your small business, call your broker today and ask for a UnitedHealthcare NRA member quote.

For more information or to get a proposal, contact us.


Have a health care question? Ask our expert.

*For fully-insured groups, a 5% discount on all specialty benefits rates may apply.

Health savings accounts (HSAs) are individual accounts offered by Optum BankSM, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. State taxes may apply. This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change.

The National Restaurant Association has chosen UnitedHealthcare as its official health insurance partner. Insurance plans, plan features, network availability, and pricing vary by state.

Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates. Health Plan coverage provided by or through a UnitedHealthcare Company.


Prefer to work with a broker? We have you covered.

Visit to find a United Advantage Broker near you.

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